New Rollover Business Startup (ROBS) Book Launches New Website

Turning Retirement Funds into Start-Up Dreams Book written by Adam Bergman, IRA Financial Group partner, launches new website.

Turning Retirement Funds into Start-Up Dreams – financing and retirement funding options for your start-up business, launched a new website: The website offers information on the book and the author, Adam Bergman, Esq. The book is also available on Amazon and all major book retailers.

The newly published book offers an in-depth overview of the various financing and retirement funding options available to entrepreneurs and business owners, including the viability of the Rollover Business Start-Up Solution (ROBS).

Turning Retirement Funds Into Start-Up Dreams is the next best thing to a private consultation with author Adam Bergman, Esq., a leading expert on IRAs and 401(k) plans. And what you’ll discover is that investing in yourself with your own retirement funds could be a viable option for you under the right circumstances.

This book provides a detailed analysis of various ways you can finance a business venture, including using personal savings, acquiring a traditional loan or SBA loan, using a credit card, approaching family or friends, and crowdfunding. It then discusses in detail the amazing benefits—and limitations—of the self-directed IRA, 401(k) plan loan option, and the Rollover Business Start-Up(ROBS) as business funding solutions.

Illustrating these approaches through a fictional conversation between Ken, who would like to quit his job and start a water business, and a helpful tax attorney named John, this book clearly explains how each funding structure works so you can apply the information to your entrepreneurial dreams. “The new website provides a detailed overview of the various way one can fund or finance a start-up business using personal and/or retirement funds.“ stated Steve LaVista , head of digital marketing with the IRA Financial Group “Few people, including many attorneys and CPAs, realize that it might be possible for you to legally buy, finance, or invest in your own business with your retirement funds.” Stated Mr. Lavista.

Adam Bergman is a senior tax partner with the IRA Financial Group, LLC, the markets leading provider of Self-Directed IRA LLC and Solo 401(k) plans. Mr. Bergman is also the managing partner of the law firm The Bergman Law Group, LLC. In addition, Mr. Bergman is a recognized expert on IRAs and 401(k) Plans and is the founder of the and the Mr. Bergman is the author of the book titled, “ Going Solo: America’s Best Kept Retirement Secret For the Self-Employed,” available on Amazon, and is a frequent contributor to Forbes. Mr. Bergman has advised over 12,000 clients on the self-directed IRA LLC and Solo 401(k) Plan solutions.

Mr. Bergman has been quoted in a number of major publications on the area of self-directed retirement plans. Mr. Bergman has been interviewed on CBS News and has been quoted in Businessweek, CNN Money, Forbes, Dallas Morning News, Daily Business Review,, San Francisco Chronicle, U.S. Tax News, the Miami Herald, Bloomberg, Arizona Republic, San Antonio Express, Findlaw, Smart Money, USA Today, Houston Chronicle, Morningstar, and American Lawyer on the area of retirement tax planning.

Prior to joining the IRA Financial Group, LLC, Mr. Bergman worked as a tax and ERISA attorney at White & Case LLP, Dewey LeBoeuf LLP, and Thelen LLP, three of the most prominent corporate law firms in the world. Throughout his career, Mr. Bergman has advised thousands of clients on a wide range of tax and ERISA matters involving limited liability companies and retirement plans. Mr. Bergman received his B.A. (with distinction) from McGill University and his law degree (cum laude) from Syracuse University College of Law. Mr. Bergman also received his Masters of Taxation (LL.M.) from New York University School of Law.

Mr. Bergman is recognized as a leading retirement tax-planning expert and has lectured attorneys on the legal and tax aspects of Self-Directed IRA LLC and Solo 401(k) Plans. Mr. Bergman has also been retained by several leading IRA custodians, including Entrust, to offer expertise on the Self-Directed IRA structure. Mr. Bergman is a member of the Tax Division of the American Bar Association and New York State Bar Association.

IRA Financial Group is the market’s leading provider of self-directed retirement plans. IRA Financial Group has helped thousands of clients take back control over their retirement funds while gaining the ability to invest in almost any type of investment, including real estate without custodian consent.

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iDisclose Announces Members Of Advisory Board

Established, versatile board to counsel iDisclose, benefitting the global entrepreneurial community

iDisclose, a web-based application that helps entrepreneurs prepare their own legal disclosure documents and risk factor packages in connection with certain financings — including the recently enacted Title III Crowdfunding provisions of the JOBS Act — today announced the formation of its advisory board.

The advisory board consists of an esteemed group of securities professionals, business leaders and entrepreneurs chosen to counsel the company on the best opportunities for facilitating quality disclosure to the global entrepreneurial community.

The advisory board consists of the following individuals:

Gerald Laporte: Laporte is a securities regulation consultant and was the Chief of the Office of Small Business Policy at the U.S. Securities and Exchange Commission from 2002 to 2013, where he played a major role in SEC rulemakings relating to Regulation D. He is a member of the District of Columbia Bar and has practiced law at both Hogan & Hartson and Patton Boggs in Washington D.C. Laporte also worked at the SEC from 1982 to 1987 as Senior Special Counsel for Legislation and Investment Management, as well as Counsel to Commissioner Joe Grundfest.

Tom Glocer: Glocer is the founder and managing partner of Angelic Ventures, LP, an office focusing on early stage investments in financial technology, media, cyber defense and healthcare. He is the former CEO of Thomson Reuters and a current director of Merck & Co., Inc., Morgan Stanley, K2 Intelligence, the Atlantic Council and the Council on Foreign Relations. Glocer is also a trustee of the Cleveland Clinic and a member of the Columbia Global Center (Paris) Advisory Board, the President’s Council on International Activities at Yale University, the European Business Leaders Council and the Madison Council of the Library of Congress.

Hope Taitz: Taitz is the managing partner of ELY Capital, focusing on analyzing and investing in early- and late-stage companies in the consumer and technology industries. She served as Vice President of the Argosy Group (now part of CIBC) and as a Managing Director at Crystal Asset Management before founding her own money management firm, Catalyst Partners. Taitz currently sits on the board of Apollo Residential Mortgage, Inc., Athene Holding Ltd, Diamond International Resorts, Inc., MidCap Finco Holdings Limited and Future Project, and is a founding executive member of Youth Renewal Fund.

Sherwood Neiss: Neiss is the co-founder and principal of Crowdfund Capital Advisors, a consulting firm which serves global entrepreneurs and investors, as well as governments and international entities. He and his business partner, Jason Best, co-authored the crowdfund-investing framework used in the JOBS Act to legalize securities-based crowdfunding in the U.S., and directed the 460-day grass roots campaign leading to its enactment. Neiss also founded FLAVORx, Inc. which won Ernst & Young’s Entrepreneur of the Year award and the Inc. 500 award for three consecutive years, and serves as the co-founder for the UC Berkley’s Innovation in Entrepreneurial and Social Finance program at the College of Engineering.

Jason Best: Best is the co-founder and principal of Crowdfund Capital Advisors, and co-authored the crowdfund-investing framework used in the JOBS Act to legalize securities-based crowdfunding in the U.S. with his business partner, Sherwood Neiss. He has co-authored groundbreaking research on crowdfunding’s global impact for such intergovernmental entities as the World Bank, the Ministry of Economy and the Inter-American Development Bank. Best also serves as an Entrepreneur-in-Residence at UC Berkeley’s Center for Entrepreneurship and Technology, and has been an executive leadership member of three Web-based software companies, including Kinnser Software, which was twice named one of the 500 fastest growing private companies in the U.S. by Inc. Magazine.

Howard Leonhardt: Leonhardt is the founder of Bioheart, Inc., a leading stem cell research company, as well as Leonhardt Ventures, an angel network that has raised and put to work more than $145 million in 28 companies to date. He currently has 21 U.S. patents for products that have treated more than 200,000 patients with cardiovascular disease in 60 countries. Leonhardt also serves as state spokesperson in California for the JOBS Acts and is the co-leader of Startup California.

About iDisclose

Through its suite of product offerings, iDisclose designs and distributes comprehensive disclosure tools to assist entrepreneurs raise capital and protect themselves by: (i) generating institutional grade disclosure documents, including private placement memoranda and Forms C, for crowdfunding offerings, and (ii) generating a comprehensive set of risk factors.* Built by experienced attorneys, iDisclose fuses cutting-edge, adaptive technology with legal know-how to cut the time and expense both businesses and lawyers traditionally exert on the disclosure process.

*Neither the application nor the documents the application produces constitute investment, legal or tax advice. A licensed and qualified attorney is still required to review all documents generated through iDisclose prior to any securities offering.

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Elio Motors’ CEO At TEDxDetroit: Simple Innovations Can Have Far Reaching Benefits

Elio Motors’ founder and CEO Paul Elio [recently] said innovation can come from some of the simplest ideas, but can have world altering results. Elio made his remarks at TEDxDetroit, where he was one of nearly 50 visionary leaders who took the stage to inform and inspire the Fox Theatre audience.

Elio Motors is launching an innovative, enclosed three-wheel vehicle that will get up to 84 MPG with a targeted $6,800 base price and is aiming for a late 2016 production launch. The vehicle has the potential to provide significant societal benefits, including reduced fuel consumption, job creation and lifting people out of poverty by providing low-cost transportation that will allow people to get to jobs. But, the vehicle doesn’t rely on complex new technology. In fact, Paul Elio compared the innovations he’s made in transportation to the simple idea of putting wheels on luggage.

“My grandfather came to this country with all his belongings in a big trunk that he lugged on the boat, off the boat and all the way to his first home in the new world,” Elio said. “Nobody thought to put wheels on luggage until sometime around the ’80s. In a sense, Elio Motors is similar. We aren’t launching any radical new technology. We’re simply repackaging transportation in a different way.”

Elio Motors’ low-cost, highly fuel-efficient vehicle is already creating a significant following. More than 46,000 people have already reserved a place in line to purchase a vehicle when they go to production. The vehicle has the potential to provide a significant impact:

The vehicle could help people get out of poverty. In a recent The New York Times article, Harvard Economist Nathaniel Hendren said that the relationship between transportation and social mobility is stronger than that between mobility and several other factors, like crime, elementary-school test scores or the percentage of two-parent families in a community. Low-cost transportation, such as an Elio, would be a game-changer for many low-income people.

The Elio also addresses concerns about the environment and the trade deficit by using less oil. “If we can replace some of the millions of gas-guzzling clunkers out there with Elios, we can reduce our dependence on foreign oil by 0.35 percent.” Elio said.

Elio Motors also will be good for the economy. It is estimated that upwards of 1,500 will be directly employed at Elio Motors’ Shreveport, Louisiana production facility. In addition, the Elio will use 90 percent North American content and create an additional 1,500 jobs from the supply base, Elio Motors corporate, as well as sales and service once full production is underway. Plus, approximately 18,000 indirect jobs nationwide are projected to be created or sustained.

Paul Elio said there are many other entrepreneurs with great ideas that can bring about monumental change – if only they can find adequate funding. But, he said there is hope. He pointed to the recent changes reflected in Regulation A+ as a result of the 2012 Jumpstart Our Business Startup (JOBS) Act as a unique policy decision that can enable entrepreneurs to develop innovative solutions to address some of today’s most pressing needs, concerns, or challenges. Elio Motors recently filed with the Securities and Exchange Commission seeking authorization to make a formal stock offer of $25 million to build vehicles for testing and validation purposes.

“There are thousands of entrepreneurs out there with great ideas who can make positive changes in the world. They just need better mechanisms for obtaining funding,” Elio said. “We believe equity crowdfunding will be an important financing tool for years to come.”

About Elio Motors

Founded by car enthusiast Paul Elio in 2008, Elio Motors Inc. represent a revolutionary approach to manufacturing an ultra-high-mileage vehicle. The three-wheeled Elio is engineered to attain a highway mileage rating of up to 84 mpg while providing the comfort of amenities such as power windows, power door lock and air conditioning accompanied by the safety of multiple air bags and an aerodynamic, enclosed vehicle body. Elio’s first manufacturing site will be in Shreveport, La.

About TEDxDetroit

In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TED Talks video and live speakers combine to spark a deep discussion and connection. These local, self-organized events are branded TEDx where the x = independently organized TED event. The TED Conference provides general guidance for the TEDx program, but individual TEDx events are self-organized and subject to certain rules and regulations.

No money or other consideration is being solicited at this time, and if sent in to Elio Motors, will not be accepted. No offer to buy securities of Elio Motors can be accepted and no part of the purchase price can be received until Elio Motor’s offering statement is qualified. Any such offer to buy securities may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of its acceptance is given after the qualification date. Any indications of interest in Elio Motor’s offering involves no obligation or commitment of any kind. Elio Motors filed its offering statement with the Securities and Exchange Commission on August 28, 2015. To obtain a copy of the Preliminary Offering Circular which is a part of the offering statement, go to

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XTI Aircraft Company Reaches $10 Million In Expressed Global Interest Through Aviation’s First Equity Crowdfunding Campaign

Equity crowdfunders from around the world have reserved shares for more than $10 million to support development of the TriFan 600.

The TriFan 600 will be the world’s first commercially certified vertical takeoff airplane. It will have the speed, range and comfort of a business jet and will take off and land like a helicopter. In development for two-and-a-half years, the six-seat aircraft will provide true door-to-door travel.

Reserve shares and monitor campaign progress at

“The public response has been tremendous so far,” said XTI Vice Chairman Jeff Pino. “We will file with the SEC in the next few months and, once approved, will allow participants to turn expressions of interest into share purchases.

XTI has been assessing public interest since August 25, 2015, under the terms of Regulation A, or Reg A+, of the JOBS Act.

XTI is also raising funds through venture capital, private equity and accredited investors while finalizing diligence on its technical solution and continuing discussions with vendors that will lead to building a prototype.

XTI is backed by highly accomplished aviation leaders, including Founder and Chairman David Brody, Pino, the former president and chief executive of Sikorsky Aircraft Corp., Charlie Johnson, the former president of Cessna Aircraft Company, and other accomplished industry veterans.


XTI Aircraft Company is a privately owned aviation business based in Denver. XTI is guided by a leadership team with decades of experience, a deep well of expertise, and success bringing new aircraft to market. XTI is founded on a culture of customer-focused problem solving to meet the evolving needs of modern travelers.

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TriFan 600 Takes Off As Crowdfunding Soars To $4 Million

XTI Aircraft, StartEngine Inspire New Generation of Investors

In just two weeks, equity crowdfunders have reserved shares for more than $4 million via to support development of an airplane with the speed, range, and comfort of a business jet and the ability to take off and land like a helicopter.

XTI Aircraft Company (XTI) is pioneering the first use of crowdfunding for commercial airplane development, and at the same time continuing its engineering work on the TriFan 600.

“The response to our announcement of the equity crowdfunding plan and to this revolutionary aircraft itself has been overwhelming,” said XTI Vice Chairman Jeff Pino. “People are captivated and excited by the world of possibilities this aircraft presents. They recognize that this could be a once-in-a-lifetime opportunity and want to get involved early as stakeholders.”

“We are connecting aspiring investors with the progressive companies of tomorrow,” said StartEngine Chief Executive Officer Ron Miller. “Investor response to XTI Aircraft has been extraordinary. The company is clearly on course to change the future of flight.”

The general public’s opportunity to become shareholders is time-limited. Learn more at, “Reserve My Shares.” Individual reservations have ranged from $250 to over $200,000.

XTI is currently gauging potential shareholder interest under the terms of Regulation A, popularly referred to as Reg A+, of the JOBS Act, and will decide later this year whether to file an application for a financing to be qualified by the Securities and Exchange Commission (SEC). If qualified, XTI will then open the door to official share purchases on the StartEngine website to begin as soon as year-end. The equity crowdfunding “Reservation of Shares” and actual investment in XTI (upon SEC approval) is also available to foreign investors outside the U.S., subject to applicable laws of their country.

XTI is also raising funds through venture capital, private equity and accredited investors, while finalizing diligence on its technical solution and starting discussions with vendors that will lead to building a prototype.

In development for over two years, the six-seat TriFan 600 will be the world’s first commercially certified vertical takeoff airplane and will provide true door-to-door travel, with speed, range and comfort comparable to that of a business jet.

XTI is backed by highly accomplished aviation industry all-stars, including founder and chairman David Brody. “We couldn’t be more appreciative of, or committed to, our future shareholders,” Brody said. “We thank each one of you for joining us on this journey.”


XTI Aircraft Company is a privately owned aviation business based in Denver. XTI is guided by a leadership team with decades of experience, a deep well of expertise, and success bringing new aircraft to market. XTI is founded on a culture of customer-focused problem solving to meet the evolving needs of modern travelers.

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CityFunders Announces Bushwick’s First Crowdfunded Property

Borrower Plans to Reposition Warehouse to Event Venue and Retail Destination

CityFunders, the real estate crowdfunding platform dedicated exclusively to offering properties in New York City, [recently] announced the launch of the first investment in the Bushwick neighborhood of Brooklyn available to the crowd.

The property, centrally located at 99 Scott Avenue, Brooklyn, is a 22,000 SF manufacturing warehouse with 30,000 SF of parking space. The borrower plans to convert the building into an event venue which includes a winery, restaurant, beer garden, and office space. A portion of the outdoor space will be leased to the event space, and the remaining outdoor space will be leased to a parking lot operator. The property is located in the up-and-coming section of Bushwick, just four blocks from the Jefferson Street L train. The property takes full advantage of Brooklyn’s growing demand for transit-oriented development.

CityFunders is offering a $1 million loan participation with a 10% annual return. The minimum investment is $5,000.

“Our team has spent decades learning how to identify both the right neighborhoods and the right properties within these neighborhoods. Investors in 99 Scott Avenue will gain access to one of the hottest areas of Brooklyn as well as the ideal property to capitalize on the neighborhood’s growth,” said David Behin, CEO and Co-Founder of CityFunders.

The borrower, Bushwack Capital, is led by members Dawson Stellberger and Jon J. Killkelley, who manage the operations. Stellberger and Killkelley own and manage multiple properties in and around the Brooklyn borough.

“Crowdfunding represents a modern way to raise money. We feel most comfortable working with experienced real estate investment teams like CityFunders, who understand the nuances of New York real estate and can recognize the right opportunity when it becomes available,” said Dawson Stellberger, Managing Partner of Bushwack Capital.

CityFunders is led by a team of New York City real estate professionals with more than ninety years of collective experience, including real estate veterans David Behin, Jerry Swartz, Ayush Kapahi and Albert Behin.

The offering can be evaluated here:–Brooklyn-Retail-and-Commercial-Repositioning

About CityFunders:

CityFunders is a capital sourcing platform for New York City real estate investments. Led by a team of seasoned New York City real estate professionals, investors in the CityFunders network have access to exclusive debt and equity deals.

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divvi Launches $400,000 Preferred Equity Crowdfunding Raise On

divvi is launching a $400,000 equity fundraising campaign through divvi is a mobile iOS app that couples word of mouth recommendations with easily actionable sales links delivered in a text or email. Available on the apple store, divvi makes it easy for consumers to connect with products they love.

Designbook offers a seamless online process for entrepreneurs to find collaborators, formalize a business plan and raise money.*

The divvi deal is a Regulation D private offering, meaning that it is available to accredited investors nationwide. divvi previously raised $120,000 in an angel seed round to create their minimum viable product now available on the Apple App store. divvi has an efficient approach to product development and a clear path forward to sustainable cash flow.

divvi is initially focused on the outdoor consumer goods industry, where retailers and friends spend a great deal of time educating consumers on the right gear. There are more than 50 million products listed on divvi, including socially and environmentally conscious brands like Patagonia, Seventh Generation and Tom’s Shoes. The $400,000 to be raised by divvi on Designbook in this offering will be used for sales and marketing purposes to bring national awareness to divvi as well as continued product development. divvi will build on its existing strong relationships with brand reps and retail outlets to enter the retail market.

Richard Morin, divvi’s CEO/CMO, has said, “We envision a world where consumers, retail sales associates and brand employees have the digital tools to help one another easily find and purchase quality goods – improving the bottom lines for brands and retailers while giving back to the planet.”

A portion of every divvi-powered purchase is donated to organizations working to preserve the planet and help those in need. divvi is a member of 1% for the Planet and a pending B Corporation.

Morin and his team have deep domain experience in the retail field, having worked more than 15 years in youth marketing and winter action sports marketing with best-in-class brands such as Burton Snowboards, Tom’s Shoes, Nordica, Tecnica and Specialized. divvi’s executive suite includes Tom Durse, President, an experienced brand and operations leader, who has helped lead Burton Snowboard and Ben & Jerry’s; James Thompson, CTO, a senior engineer, who has built more than 200 enterprise-level applications; and Amy Magyar, head of sales, a pioneering sporting goods executive.

A live Q&A web meeting with the founders is scheduled for August 24th. Interested investors will have the opportunity to question the divvi team about the company and its future plans. For information on how to log in to the Q&A, visit divvi on Designbook.


This document does not constitute an offer to sell or the solicitation of an offer to purchase any securities of divvi. Any such offer or solicitation can only be made by means of the full offering documentation, which can be obtained from the placement agent, Designbook*, or the company itself.

Investing in emerging startups in highly speculative and may result in the complete loss of principal. Such investments are generally less liquid and require a high risk tolerance and long-term commitments.

*Private placements of the securities of divvi are offered through SDDCO Brokerage Advisors LLC (“SDDCO-BA”) Member: FINRA /SIPC. Designbook and its affiliates, divvi, and SDDCO-BA are independent and not affiliated. Designbook-associated persons are conducting placement services on behalf of divvi in their capacities as registered representatives of SDDCO-BA.

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